Borrower Counseling

Entrance Counseling

First-time borrowers are required to participate in entrance counseling prior to receiving the first disbursement of their loan. The purpose of this counseling is to emphasize the student’s rights and responsibilities as a first-time borrower

Exit Counseling

Exit counseling provides important information to prepare you to repay your federal student loan(s). (https://studentaid.gov/exit-counseling/)

If you have received a subsidized, unsubsidized, or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you:

• Drop below half-time enrollment
• Graduate
• Leave school